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بِسمِ
اللهِ
الرَّحْمَنِ
الرَّحِيمِ Allah, in the name of, the Most Affectionate,
the Eternally Merciful |
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Your
Questions & Comments Don't suppress questions!
Questions are good for your intellectual health!!! |
آپ کے
سوالات و
تاثرات سوالات
کو دبائیے نہیں!
سوالات
ذہنی صحت کی
ضمانت ہیں!!! |
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اردو
اور عربی تحریروں کو بہتر
دیکھنے کے
لئے نسخ اور
نستعلیق
فانٹ یہاں سے
ڈاؤن لوڈ کیجیے
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How to get rid of
Financial Problems? Don't hesitate to
share your questions and comments. They will be highly appreciated. I'll
reply ASAP if I know the answer. Send at mubashirnazir100@gmail.com . |
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Question: Dear Mubashir Nazir Bhai Asalam-o-Alaikum I have been studying your web site www.mubashirnazir.org
with interest and try to understand the things which I personally have never
been to it. The things of the matters are that for the last 10-12 years I have been having
normal life and did not involve in any thing like stock exchange or currency
market exchange. All at sudden I get involved into Stock Exchange business as on part time
basis and when the Stock Exchange crises came in 2005 I lost not only my
money but the borrowed money as well. And on the same time my 4 younger
Brothes and Sisters had to be married so being Elder brother of my family (as
my father passed away in 2000), I borrowed money from banks and since then I
have been burdened with Bank loans and I am so much into it that it is
virtually imposible for me to get rid of these loans, and whatever I earn
from my salary most of the amount goes to banks for interests and such. Mubashir Bhai I feel ashamed when I stand in front of Allah in Salath and
I feel that I am cheating with my own self because I do not obey Allah and
have been paying interest for quite some time. That fact pushes me to shy
with Allah and as you know I feel very upset and try to avoid standing in
front of Allah, I do not feel calm and peace and as our Holly Prophet has
said regarding Qarz that taking Qarz is so much burden which disturbs the
Qarzdar even while sleeping. I have prayed a lot and asked others for DUAS but I have not been came
out of this crises which seems to be a evil cycle and it seems will never
end. Until or unless I got rid of this evil cycle I would appreciate your
experienced analysis and guidance may be you being an exceptional experience
person I have also gone through your profile which tells a lot about your educational,
professional and experience milestones. And your educational and professional
standards persuade me to ask your guidance because I believe your experience
will find a logical solution of my illogical stupidity as far as my problems
are concerned. I would be more than thankful if you can spare some time for the solution
and guidance in my case. Yours truly MF, |
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Dear Brother Wa alaikum us salam wa Rahmatullah e wa Barakatuhu It's a pleasure to receive your email. Thanks for your interest in my
website. I'm very sorry to hear about your financial problems but I'm also very
happy to read that you feel ashamed in front of Allah. This is an indication
of your sincerity with Allah and He will definitely help you if you work hard
in the correct dimension. You need an increase in your income multiple times
to get rid of this vicious cycle. This can be achieved in two ways: ·
Improve your qualification ·
Migrate to another country where you can earn better
income I do not have much idea about your qualification / experience otherwise I
may had advised you in more detail. If you start working on one of these two
options now, Insha Allah you'll feel that the things become right within a
period of 2-3 years. If you need detailed advice, send me your complete CV to
have idea about your existing qualifications / experience. I hope this will help. Remember in your prayers wassalaam Mubashir (Jan 2010) |
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Dear Mubashir Nazir Bhai Asalam-o-Alaikum I am so thankful to your time and reply. I am a government employee (Income Tax Department) since 1994, I got the
job just after my Intermediate and there I realized that getting education is
very necessary for the successful life. I did B.A. and then I completed M.A. (International Relations) and in
evening shift I got admission in Al Khair University for M.C.S. I done my MCS
in 2000-2001 and started my career as a lecturer of IT in a I did this job for two educational years and all at sudden the Govenment
of Pakistan in 2004-2005 declared that there are some colleges/ universities
whose degree will not be accepted due to sub-standard or violation of rules
and regulations of HEC. I was forced to rejoin my government job in Income
Tax Department, and by the way I was a Data Entry Operator and besides of my
educational achievements, I am still a Data Entry Operator, because here in Any how, I have been writing columns and articles on websites as a free
lancer, so no income. I hardly have any time left after reaching home from my duty at 6:00, and
have to spent time with my family (Mother, Wife and Children). I have tried to work as a Taxi driver, but out of luck, this job also
requires much time and wear and tears are the unbearable, and instead of
income I found it also worked against me. As I have stated that I worked as a lecturer for two years so I did not
get any sort of specialization in any particular discipline and being a 37
years old chap, when I see around, there are a lot of youngsters with
advanced technical expertise and knowledge and of course I have a degree from
an institution which is not recognized in Pakistan, so it is out of question to
move to some other country for job purpose because all the countries require
that does HEC endorse your degree or not. All I have is my SAME working expertise and experience which is data
entry in Urdu / English and working of a steno typist I wish and looking forward to Allah for a sudden twist in my life from
bad to Good. All is lost but the hope is still there. I am in need of your DUAS as well, because you are doing such commendable
jobs / tasks that InshahAllah your duas for me will be helpful for me. Thanking you Yours truly, MF, |
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Dear Brother Assalam o alaikum I'm impressed by your struggle. Unfortunately, even if your degree is
recognized, there is very little demand for such academic qualifications. I was
facing similar situation like you until 2001. Then I finished my ACCA and got
rid of that vicious circle of poverty. Later on, I added two more
certifications to enhance my career. You are Ma sha Allah young and you have plenty of energy. You can pursue
further qualifications which have market value. I suggest you two: 1. CISA (Certified Information Systems Auditor). It has high demand in 2. CMA (Certified Management Accountant). It is also an easy
qualification and will help you in finding a good job at Based on your tendency, if you complete one of these certifications, you
can get rid of your viciuos circle. Just talk with your family. I'm sure that
they'll help you by giving time to study after work because they'd also need
to get rid of such circumstances. If you need any help in getting these
certifications, please feel free to write me. wassalaam Mubashir (Jan 2010) |
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مصنف
کی دیگر تحریریں قرآنی
عربی
پروگرام / سفرنامہ
ترکی
/ مسلم
دنیا اور ذہنی،
فکری اور نفسیاتی
غلامی
/ اسلام
میں جسمانی و
ذہنی غلامی
کے انسداد کی
تاریخ / تعمیر
شخصیت
پروگرام /
قرآن اور
بائبل
کے دیس میں / علوم
الحدیث: ایک
تعارف / کتاب
الرسالہ:
امام شافعی کی
اصول فقہ پر
پہلی کتاب کا
اردو ترجمہ و
تلخیص
/ اسلام
اور دور حاضر
کی تبدیلیاں / ایڈورٹائزنگ
کا اخلاقی
پہلو سے
جائزہ / الحاد
جدید کے مغربی
اور مسلم
معاشروں پر
اثرات / اسلام
اور نسلی و
قومی امتیاز / اپنی
شخصیت اور
کردار کی تعمیر
کیسے کی
جائے؟
/ مایوسی
کا علاج کیوں
کر ممکن ہے؟ / دور جدید
میں دعوت دین
کا طریق کار / اسلام
کا خطرہ: محض ایک
وہم یا حقیقت / Quranic Concept of Human Life Cycle
/ Empirical
Evidence of God’s Accountability
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